0.76% Discount for 3 Years

Available to customers looking to purchase or re-mortgage owner-occupied property in England and Wales, the discounted rate is 0.76% below the Standard Variable Rate (currently 5.24%) for the first 3 years of the mortgage.

Maximum Advance	70% Repayment 65% Interest Only
Discounted Variable Rate	4.48% (0.76% below the Standard Variable Rate)
Current Standard Variable Rate	5.24%
The overall cost for comparison is	5.4% APR
Term Discount Rate Applies	3 years
Arrangement Fee	0.50% of the advance, minimum £500, maximum £1,000. £250 must be submitted with the application and is non-refundable. The balance of the fee can be added to the mortgage on completion.
Valuation Fee	Dependent on property price. See Your Guide to Mortgages
Early Repayment Charge	3% of the amount repaid during the discount period
Minimum Advance	£40,000
Maximum Advance	£500,000

Interest is calculated annually as at 31st December.

Individual assessment is given to all applicants by experienced underwriters.

Income multiples of 4 x first income plus 2.5 x second income or 3.75 x the joint income are available.

Reference enquiries will be taken up and credit searches made. Cases may be declined due to previous loan arrears or if essential information is not disclosed on the application form.

You are not required to buy any insurance through Buckinghamshire Building Society.

Variable interest rates can go up or down.

Interest only mortgages must contain an acceptable repayment vehicle to ensure that the mortgage can be repaid at the end of the term.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration from the Mortgage Department on 01494 879517.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE