Earn monthly interest on your ISA savings.
The minimum opening and operating balance is £100.
Download an application form to open this account with a new investment.
Download a transfer form and an application form open this account by transferring your ISA from another provider. Complete and return it to us at Buckinghamshire Building Society, High Street, Chalfont St Giles, Bucks HP8 4QB. We will liaise with your existing provider and forward your new ISA information to you when the transfer is completed.
OPERATING THE ACCOUNT
The ISA limit is £10,200 per tax year of which up to £5,100 can be invested in a cash ISA in the current tax year. The remainder can be invested in a stocks and shares ISA with the same or another provider.
Transfers of existing cash ISAs and annual subscriptions are accepted from other ISA providers while the issue is still available.
Transfers in are not permitted from existing Buckinghamshire Building Society accounts.
You must be 16 years of age or over to invest in a cash ISA.
You may only pay into one Cash ISA per tax year.
To access your money, you must give 180 days notice in writing. If, however, you have paid the maximum subscription limit into your ISA in the tax year and make a withdrawal, you cannot replace the amount withdrawn during that tax year. You may transfer your cash ISA to another ISA manager following 180 days notice, provided you make your request in writing.
The account can be opened either in person at our branches or by post.
The account can only be opened by UK resident individuals (not companies, charities, clubs, etc.) in single names only. Joint accounts are not permitted.
INTEREST RATES
Interest will be credited on the last day of each month to your bank/building society current or other savings account. Monthly interest on this cash ISA cannot be compounded back into the account.
The interest rate is variable and we may change it at any time.
See the Interest Rate page for details.
IDENTIFICATION
Go to the Essential Information page for full details of our identification procedures.
Please note that, for legal reasons, we are unable to open an account unless we can verify your identity.
IMPORTANT INFORMATION
Upon opening a cash ISA you will automatically become a Member of the Society and be bound by its Rules. This account is subject to the Cash ISA Terms and Conditions as well as the Society's General Terms and Conditions.
You can transfer money from your cash ISA into your stocks and shares ISA, but not from stocks and shares into a cash ISA.
This cash ISA does not meet the voluntary standards set by the Government for deposit based stakeholder products.
All new savers opening share accounts must agree to assign any future windfall rights to the Charities Aid Foundation. The application form has further details.
The Society operates a 14 day cooling off period, so if you change your mind about opening this account you will receive all your original capital plus any interest accrued.
The Society reserves the right to suspend or amend an issue of shares at any time and potential investors should check that the required issue is still available.
