Cookies on the Bucks Building Society website

We use cookies to help provide you with the best possible online experience. By using this site, you agree that we may store and access cookies on your device. Click here to find out more.

Senior Underwriter


Competitive salary and benefits package

Permanent Position, a mix of Home and Office Working Available, Full Time (Monday-Friday 9am-5pm)

The Role

  • Are you an experienced underwriter with manual underwriting experience?
  • Do you want a new challenge where you have discretion to make lending decisions up to £500k without the need to refer to a credit committee?
  • Do you want to join a lender with ambitious growth plans?
  • Are you looking for career progression?

The Buckinghamshire Building Society is looking for an enthusiastic, experienced underwriter to join its busy Mortgages Department. In this challenging and varied role, you will be a key member of the Underwriting Team, which includes DIP decisions, manual underwriting and control checks. You will work closely with the Head of Lending and Head of Underwriting to develop the Underwriting Team so that they are seen as “the best in class”. This is a great opportunity for an ambitious, highly motivated person to join a high performing team.

The main responsibilities of the Senior Underwriter will include:

  • Timely and prudent lending decisions in line with the Society’s risk appetite and authorisation limits
  • Working with the team to meet and exceed SLA levels.
  • Preparing cases for referral to Credit Committee for approval.
  • Production and sign off mortgage offers for lending within mandate once full supporting documentation is in place.
  • Delivering a first class personalised service: Liaising with customers, intermediaries, valuers and solicitors during the processing of their mortgage through to the completion. .
  • Deputising for the Underwriting Manager on ad hoc occasions.
  • Assist with training, coaching and development of staff within the mortgage department (mortgage admin and underwriting).
  • Review existing processes and procedures: make recommendations on how these can be improved.
  • Review and analyse MI with a view to business improvement.
  • Work closely with the Key Account Managers to ensure that the quality of applications meets the Society’s requirements.

The Person

The ideal candidate will have:

  • A full CeMAP qualification
  • Significant experience of manual underwriting with mandate approval of a minimum £200k
  • Experience of dealing with broker, intermediaries and packagers
  • Experience of coaching or mentoring other staff
  • Excellent communication skills – both verbal and written
  • Strong IT skills (Microsoft Office)
  • The ability to ‘lead by example’
  • The ability to work under pressure with decision making responsibilities

The Benefits

  • Competitive salary from £40,000-£45,000 and pension scheme (employer pension contributions up to 10%)
  • 25 days paid holiday plus 8 bank holidays
  • Healthcare benefits (BUPA Cash Plan)
  • 4 x annual salary life assurance
  • Free car parking
  • Employee recognition scheme
  • Professional training and development opportunities

About Us

The Buckinghamshire Building Society was founded in 1907 and as a Member owned Mutual, with no shareholders, our emphasis is firmly on providing value to existing and new Members through competitive savings and mortgage products. We source mortgages across the full range of product niches via a nationwide broker network and funded by a constantly evolving retail savings book. We have approximately 10,000 savings customers and nearly 2,000 borrowers. We are a highly progressive society with very strong capital and liquidity foundations, a strongly growing business based on evolving risk management, excellent regulatory relationships and striving to be the best small building society in the country. Our internal culture places enormous emphasis on teamwork behaviours.  As a society we value tangible involvement with our local community and frequently support local events, schools, clubs and charities. Our motto of "doing the right thing" is at the heart of everything we do. 

The Buckinghamshire Building Society is an equal opportunities employer and is committed to actively promoting diversity and inclusion.

To Apply

The Buckinghamshire Building Society is an equal opportunities employer and is committed to actively promoting diversity and inclusion.

For further information, please contact Tim Vigeon (Head of Lending): or 01494 877250.

Please send all applications to: