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Transferring Your Mortgage - Your questions answered

Below you’ll find some frequently asked questions about our online mortgage transfer service. If you have any questions not answered below, please don’t hesitate to get in touch.

What is our online mortgage transfer?

Our online mortgage transfer service is an easy way for you to transfer your mortgage to a new Buckinghamshire Building Society product when your current mortgage product with us nears its end date.

Keeping your mortgage with us means there is no lengthy application forms to complete, no paperwork to sign, no property valuation required, no income checks needed and no application fees to pay.

How can I access this service?

If you are eligible to use our online mortgage transfer service, you’ll receive a letter through the post approximately 8 weeks before your current mortgage product ends. The letter will contain instructions on how to access the online service.

Where can I find my Activation Key?

You’ll find your Activation Key on the letter you received from us about our online mortgage transfer service. Keep this letter safe as you’ll need to use your Activation Key each time you log on.

I have lost my activation key what should I do?     

If you’ve misplaced the letter containing your Activation Key, don’t worry. Call us on 01494 879500 and we’ll help you access your account.

Where can I find my lost mortgage account number?

You can find your mortgage account number on; your last mortgage statement; on mybbs if you have registered; or any correspondence from us regarding your mortgage. It is not included on your mortgage transfer letter for security reasons.

What postcode should I use?

When entering your postcode, please make sure it is for the property the mortgage is in relation to. This may differ from your correspondence address.

I have signed up for email notifications but haven’t received anything?

If you signed up to receive email notifications from us but haven’t received anything, please make sure you check your junk mail folder. If our email is in your junk mail folder, adding us to your ‘safe sender’ list will help any future notifications find their way to your inbox. If you’ve checked your junk mail folder and you still haven’t received an email from us, please contact us on 01494 879500.

I have requested a Mortgage Illustration what happens next?

If you signed up to receive email notifications, you’ll receive an email from us when your mortgage illustration offer is ready to view. Once you receive this email, log into your account and the illustration will be ready for you to download. If you didn’t sign up to receive email notifications, keep checking back by logging into your account.


Why have I been logged off?

We automatically log you out after 20 minutes of no activity. This is to protect your privacy should you forget to log out.

What happens if I don’t select a product?

If you haven’t selected a new Buckinghamshire product, or made arrangements to transfer your mortgage to another provider, you will revert to our Standard Variable Rate (SVR) or Buy to Let Standard Variable Rate (BTLSVR) and your monthly payment will change.

What if I don’t know what product I want?

If you would prefer to talk to someone about your mortgage, you can speak to your independent qualified mortgage adviser.  

What if want to change the term of my mortgage or borrow more money?

If your circumstances have changed,  or you want to make other changes to your mortgage, such as extending your term, or need additional borrowing please call us on 01494 879500.

What if I do not want to use this service or do not have access to a computer?

Please contact us on 01494 879500 and we’ll send information on the existing borrower products available to you by post.

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