This product accepts our standard credit criteria click here for details
There is a charge of 3% of the capital balance for any full redemption made in the first 2 years.
Overpayments are not permitted.
These mortgages are available on an interest only basis during the first 2 years of the build, changing to capital repayment for the remainder of the term. Payments must be made monthly by direct debit.
Advances are made in advance based on the valuer's estimate of the value once the next stage is completed for the following stages:
Stage 1 – Land with full planning permissions (max 80% Loan to cost)
Stage 2 – Foundations to damp proof level (max 85% Loan to cost)
Stage 3 – Wall plate level (max 85% Loan to cost)
Stage 4 – Roof on and watertight ( max 85% Loan to cost)
Stage 5 – Plastered out first fix ( max 85% Loan to cost)
Stage 6 – Fully completed ( max 80% LTV)
The build must start within 6 months of the offer.
The build must complete within 24 months of the first stage release.
Maximum LTV on the release of funds at completion not exceeding 80% up to £500,000. Please contact us for full details.
Minimum age 25. There is no maximum age limit. Cases are considered on individual circumstances.
Minimum loan size £150,000
Maximum loan size £500,000
Minimum property value is £187,500.
The maximum mortgage term is 40 years dependent on individual circumstances.
This product is not portable.
Interest is calculated daily on the balance outstanding and added to the account the following month.
Download our Forms to Apply
This product accepts our standard credit criteria click here for details
There is a charge of 3% of the capital balance for any full redemption made in the first 2 years.
Overpayments are not permitted.
These mortgages are available on an interest only basis during the first 2 years of the build, changing to capital repayment for the remainder of the term. Payments must be made monthly by direct debit.
Advances are made in arrears based on the valuer's estimate of the value once the next stage is completed for the following stages:
Stage 1 – Land with full planning permissions (max 80% Loan to cost)
Stage 2 – Foundations to damp proof level (max 85% Loan to cost)
Stage 3 – Wall plate level (max 85% Loan to cost)
Stage 4 – Roof on and watertight ( max 85% Loan to cost)
Stage 5 – Plastered out first fix ( max 85% Loan to cost)
Stage 6 – Fully completed ( max 80% LTV)
The build must start within 6 months of the offer.
The build must complete within 24 months of the first stage release.
Maximum LTV on the release of funds at completion not exceeding 80% up to £600,000. Please contact us for full details.
Minimum age 25. There is no maximum age limit. Cases are considered on individual circumstances.
Minimum loan size £150,000
Maximum loan size £600,000
Maximum loan size for Custom Build is £500,000
Minimum property value is £187,500.
The maximum mortgage term is 40 years dependent on individual circumstances.
This product is not portable.
Interest is calculated daily on the balance outstanding and added to the account the following month.
Download our Forms to Apply
This product accepts our standard credit criteria click here for details
There is a charge of 3% of the capital balance for any full redemption made in the first 2 years.
Overpayments are not permitted.
These mortgages are available on an interest only basis during the first 2 years of the build, changing to capital repayment for the remainder of the term. Payments must be made monthly by direct debit.
Advances are made in arrears based on the valuer's estimate of the value once the next stage is completed for the following stages:
Stage 1 – Land with full planning permissions (max 75% Loan to cost)
Stage 2 – Foundations to damp proof level (max 80% Loan to cost)
Stage 3 – Wall plate level (max 80% Loan to cost)
Stage 4 – Roof on and watertight ( max 80% Loan to cost)
Stage 5 – Plastered out first fix ( max 80% Loan to cost)
Stage 6 – Fully completed ( max 80% LTV)
The build must start within 6 months of the offer.
The build must complete within 24 months of the first stage release.
Maximum LTV on the release of funds at completion not exceeding 80% up to £1,000,000. Please contact us for full details.
Minimum age 25. There is no maximum age limit. Cases are considered on individual circumstances.
Minimum loan size £600,001
Maximum loan size £1,000,000
Minimum property value is £187,500.
The maximum mortgage term is 40 years dependent on individual circumstances.
This product is not portable.
Interest is calculated daily on the balance outstanding and added to the account the following month.
Download our Forms to Apply