Identification required for opening an account
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We need to verify the identity of everyone opening a new savings account with the Society in order to help prevent fraud and to comply with money laundering regulations.
Identification for Adults
How do you identify a person?
- We use an approved electronic verification system to identify individuals over the age of 18. This uses the information you supply on the application form against records held by credit reference agencies. This search is not seen by lenders or used to assess your ability to obtain credit.
- We accept copies of documentary evidence that includes documents with your signature which we keep on file to ensure we comply with rules to prevent any fraudulent activity on your account.
What if I don’t have any documents I can use?
Please talk to our staff as we have procedures in place for customers who cannot provide the preferred documents.
Please note the Society does not open accounts for people who have a tax liability outside the UK.
You will need:
1 item from List A and 1 item from list B. You may provide normal photocopies of the documents as proof of your identity. Please do not send originals in the post.
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List A
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List B
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- Current council tax demand letter or statement
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- Recent utility bills (not mobile phone bills or bills printed from the internet)
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- Valid photocard full driving licence
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Please note - a valid photocard driving licence can only be used for either list A or list B, not for both.
Indentification For Children’s Accounts -
Does my child need to be identified?
It is not possible to electronically identify children (under 18’s) therefore we require documents as proof of identity for the child from one of the lists below. We will accept a copy of a birth certificate alone as evidence for very young children providing the adult operating the account can be identified.
I am the adult operating the account, do I still need to be identified?
If your child is under age 7 the account must be opened and operated by an adult and therefore the adult(s) require identification as stated in the section “Identification for Adults.” If your child is over 7 and you are a signatory / operating the account you must also supply evidence of your identity.