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Corporate Information

The Board of Directors

You can contact the Society's Board of Directors on

  • Robin Bailey


    Robin is a former Divisional Director of Nationwide Building Society and served on the boards of a number of its subsidiary companies and has extensive experience of the building society sector in particular and of financial services in general. He is Vice Chairman of a company limited by guarantee, which operates a Gloucestershire Academy school, a director of AFC Rushden & Diamonds Community Benefit Society Ltd and in May 2017 appointed Chairman of GreenSquare Group Limited, a major provider of housing, regeneration, care and support and commercial services across Wiltshire, Oxfordshire and Gloucestershire.

    Robin joined the Board as a non-executive director in December 2011 and was elected Chairman of the Board in May 2013.

  • Andrew Craddock

    Chief Executive

    Andrew has over thirty years’ experience in financial services, joining Barclays Bank in 1984 and working in the retail branch network for sixteen years. He moved to Head Office in 2000 managing various projects and supporting the Group Chief Executive Officer with strategy and planning. In 2004 he joined Allied Irish Bank in the UK and as their Chief Operating Officer played a pivotal role in managing the bank through the financial crisis and back to profitability. Andrew is a Chartered Associate of the London Institute of Banking and Finance and a Fellow of the Institute of Leadership and Management. He joined the Society in December 2014 and was appointed a Director and Chief Executive Officer in March 2015. Andrew lives in Buckinghamshire and has held various voluntary roles in the community, including County Commissioner for the Scout Association and in December 2016 became a trustee of Buckinghamshire Community Foundation.

  • Rajesh Patel

    Finance Director

    Rajesh is a qualified Chartered Certified Accountant and has worked in financial services since 2003. His main focus has been in Financial Control across various disciplines including Private Banking, Asset Management, Consumer and Commercial Banking. Rajesh formerly was Country Financial Controller (based in the Channel Islands) for Citibank, one of the world’s largest financial institutions. Rajesh is responsible for the Society’s capital, liquidity and funding position as well as regulatory reporting. Prior to working in the financial services industry Rajesh worked in telecoms and business services industries. Now living in Marlow with his family, Rajesh joined the Society as Finance Director and was appointed to the Board in May 2010.

  • Christine Higgins

    Non Executive Director

    Christine is a Chartered Accountant with over 25 years experience in financial services working for UK and international banks. Over the last 7 years she has served as a non-executive director on a number of boards in the health, housing and leisure sectors, including serving as Chair of Audit Committees. After leaving University, Christine worked as an accountant in public practice and in financial services before moving into corporate finance. Christine joined the Board as a non-executive director in March 2016 and was appointed Chair of the Audit Committee in May 2016.

  • Eric Leenders

    Non-Executive Director

    Eric has over thirty years’ experience as a retail banker, including successful spells as a Branch and Business Manager. A Chartered Banker holding an MSc in Banking Practice and Management, he is a Managing Director at the British Bankers’ Association and a non-executive director of BBA Enterprises Ltd and Registry Trust Limited, having recently stepped down as a director of the Lending Code Standards Board. Eric is also involved in a non-executive capacity with the Department of Work and Pensions’ Credit Union Expansion Project and the Department for Business Innovation & Skills’ Community Development Finance Association Regional Growth Fund. He lives in Brighton and was appointed to the Board as a non-executive director in April 2014, and elected Chairman of the Culture and Conduct Committee in July 2014.

  • Ian Powell

    Non-Executive Director

    Ian has been a resident of Chorleywood since 1993 and a Barrister since 1983. After completing pupillage he moved into industry and has worked in a variety of roles, as both employee and consultant, in a number of different sectors including leisure hospitality, brewing, hotels, gaming, engineering, defence, utilities, property and private equity, including serving on the boards of subsidiary companies. His most recent full time role was as General Counsel and Company Secretary of a FTSE 250 leisure retail group, where he was responsible for legal affairs, company secretarial issues, crisis management, public affairs, insurance and claims, intellectual property, internal audit and risk management. He has previously served as a non-executive director of a firm of Trade Mark agents. He joined the Board of the Society in May 2009 and has been Chairman of the Risk Committee since its inception.

  • Robert Sinclair

    Non-Executive Director

    Robert joined the Board on 29 April 2015 bringing a wealth of experience in the banking and financial services sector. Having worked for HSBC and Santander in branch, commercial and private banking he is a Fellow of the Chartered Institute of Bankers. He is Chief Executive of the Association of Mortgage Intermediaries (AMI) which he established as an independent entity in 2012. AMI is a noncommercial, not-for-profit trade body which exists solely to bring about a better business environment for its members, by lobbying Treasury, FCA, government, the EU and other opinion formers and policymakers. Robert was a Director of the former parent trade body, AIFA, from 2006. Robert lives in Northamptonshire.

  • Stephen Nichols

    Non-Executive Director

    Steve was formerly Head of Treasury at Britannia Building Society and a Trustee of the Britannia Pension Scheme for ten years. He holds professional qualifications in Treasury, Banking and is a Chartered Secretary. With over twenty years in the building society sector, Steve brings a wealth of experience of the sector and specifically of finance and treasury matters. Residing near Leek, Staffordshire, he is Chief Executive Officer of a registered charity based in Cheshire. Having joined the Board as a non-executive director in February 2012, Steve now serves as Vice-Chairman of the Board, Chairman of the Remuneration Committee and also holds the position of Senior Independent Director.