Product Name | categories | Initial Rate | Changing to our SVR, currently | The overall cost for comparison is | Maximum LTV | Application Fee | Product Fee |
---|---|---|---|---|---|---|---|
3.89% Prime fixed rate to 31 May 2025 [F821] | 3.89% fixed | 5.39% variable | 5.3% APRC | 90% including fees | none | £999 | |
2.49% Prime 3 year Discount [D171] | 2.49% variable, but which will not go below a floor of 2.49% during this period. | 5.39% variable | 4.3% APRC | 80% including fees | none | £999 | |
3.09% Prime fixed rate to 31/05/2025 [F816] | 3.09% fixed | 5.39% variable | 5.1% APRC | 80% including fees | none | £999 | |
5.39% Standard Variable Rate [SVR5] | 5.39% variable | 5.39% variable | 5.8% APRC | 80% including fees | £150 | 1% of the loan |
Product Name | categories | Initial Rate | Changing to our SVR, currently | The overall cost for comparison is | Maximum LTV | Application Fee | Product Fee |
---|---|---|---|---|---|---|---|
3.69% Bucks Solutions 1 Non Standard fixed rate to 31 May 2024 [F832] | 3.69% fixed | 5.39% variable | 5.2% APRC | 80% including fees | none | £999 | |
3.19% Bucks Solutions 1 Non Standard 2 year discount - physical valuation [D164] | 3.19% variable | 5.39% variable | 5.1% APRC | 80% including fees | none | £999 | |
3.89% Bucks Solutions 2 Fixed to 31/05/2024 [F833] | 3.89% fixed | 5.39% variable | 5.3% APRC | 70% including fees | none | £999 | |
3.49% Bucks Solutions 2 - 2 Year Discount [D165] | 3.49% variable | 5.39% variable | 5.2% APRC | 70% including fees | none | £999 | |
4.45% Bucks Solutions Impaired Credit fixed rate to 31 May 2025 [IC16] | 4.45% fixed | 5.39% variable | 5.3% APRC | 60% including fees | none | £999 | |
4.09% Bucks Solutions Impaired Credit 3 year discount [IC17] | 4.09% variable | 5.39% variable | 5.2% APRC | 60% including fees | none | £999 |
Product Name | categories | Initial Rate | Changing to our SVR, currently | The overall cost for comparison is | Maximum LTV | Application Fee | Product Fee |
---|---|---|---|---|---|---|---|
3.19% Retirement fixed rate to 31/05/2027 [RE32] | 3.19% fixed | 5.39% variable | 4.7% APRC | 75% including fees Up to 70% LTV if applicant is already retired at the start of the term |
none | £999 | |
2.39% Retirement 3 year discount [RE33] | 2.39% variable, but which will not go below a floor of 2.39% during this period. | 5.39% variable | 4.0% APRC | 75% including fees Up to 70% LTV if applicant is already retired at the start of the term |
none | £999 | |
2.49% Retirement Interest Only 5 year discount [RI11] | 2.49% variable, but which will not go below a floor of 2.49% during this period. | 5.39% variable | 4.8% APRC | 60% including fees | none | £999 |
Product Name | categories | Initial Rate | Changing to our SVR, currently | The overall cost for comparison is | Maximum LTV | Application Fee | Product Fee |
---|---|---|---|---|---|---|---|
3.79% Local First Time Buyer fixed rate to 31/05/2025 [FF28] | 3.79% fixed | 5.39% variable | 5.2% APRC | 95% including fees | none | £350 | |
3.79% Members First Time Buyer fixed rate to 31/05/2025 [FF29] | 3.79% fixed | 5.39% variable | 5.2% APRC | 95% including fees | none | £350 | |
3.85% First Time Buyer fixed rate to 31/05/2027 [FF26] | 3.85% fixed | 5.39% variable | 5.0% APRC | 95% including fees | none | £350 |
Product Name | categories | Initial Rate | Changing to our SVR, currently | The overall cost for comparison is | Maximum LTV | Application Fee | Product Fee |
---|---|---|---|---|---|---|---|
3.45% Shared Ownership fixed to 31 May 2024 [FS34] | 3.45% fixed | 5.39% variable | 5.3% APRC | 95% LTS including fees | none | £350 |
Product Name | categories | Initial Rate | Changing to our SVR, currently | The overall cost for comparison is | Maximum LTV | Application Fee | Product Fee |
---|---|---|---|---|---|---|---|
2.99% Family Assist 3 year discount - dual physical valuations [FA41] | 2.99% variable, but which will not go below a floor of 2.99% during this period. | 5.39% variable | 4.6% APRC | 100% on applicants property purchase (overall 80% LTV with parents property equity) including fees | none | £850 | |
2.99% Family Assist 3 year discount - parental AVM option [FA42] | 2.99% variable, but which will not go below a floor of 2.99% during this period. | 5.39% variable | 4.6% APRC | 100% on applicants property purchase (overall 80% LTV with parents property equity) including fees | none | £850 | |
3.59% Family Assist fixed rate to 31/05/2025 (dual physical valuation) [FA39] | 3.59% fixed | 5.39% variable | 5.2% APRC | 100% on applicants property purchase (overall 80% LTV with parents property equity) including fees | none | £850 | |
3.59% Family Assist fixed rate to 31/05/2025 - parental AVM option [FA40] | 3.59% fixed | 5.39% variable | 5.2% APRC | 100% on applicants property purchase (overall 80% LTV with parents property equity) including fees | none | £850 |
Product Name | categories | Initial Rate | Changing to our SVR, currently | The overall cost for comparison is | Maximum LTV | Application Fee | Product Fee |
---|---|---|---|---|---|---|---|
3.29% Reverse JBSP 3 year discount [D168] | 3.29% variable | 5.39% variable | 4.5% APRC | 90% including fees | none | £999 | |
3.29% JBSP 3 year discount [D169] | 3.29% variable | 5.39% variable | 4.5% APRC | 90% including fees | none | £999 | |
3.85% Reverse JBSP Fixed Rate to 31 May 2025 [F835] | 3.85% fixed | 5.39% variable | 5.2% APRC | 90% including fees | none | £999 | |
3.85% JBSP Fixed Rate to 31 May 2025 [F834] | 3.85% fixed | 5.39% variable | 5.2% APRC | 90% including fees | none | £999 |
Product Name | categories | Initial Rate | Changing to our SVR, currently | The overall cost for comparison is | Maximum LTV | Application Fee | Product Fee |
---|---|---|---|---|---|---|---|
3.39% Buy to Let Bucks Solutions 1, 3 year discount [BL85] | 3.39% variable | 6.14% variable | 5.5% APRC | 75% including fees | none | £1195 | |
3.99% Buy to Let Bucks Solutions 1, 3 year fixed rate to 31/05/2025 [BL86] | 3.99% fixed | 6.14% variable | 5.9% APRC | 75% including fees | none | £1195 | |
3.35% Buy to Let fixed rate until 31 May 2025 [BL89] | 3.35% fixed | 6.14% variable | 5.8% APRC | 75% including fees | none | £1195 | |
2.49% Buy to Let 3 year discount [BL88] | 2.49% variable, but which will not go below a floor of 2.49% during this period. | 6.14% variable | 5.2% APRC | 75% including fees | none | £1,195 | |
3.45% Ex-Pat Buy to Let 2 year discount [EX09] | 3.45% variable | 6.14% variable | 6.0% APRC | 75% including fees | none | £1195 |
Product Name | categories | Initial Rate | Changing to our SVR, currently | The overall cost for comparison is | Maximum LTV | Application Fee | Product Fee |
---|---|---|---|---|---|---|---|
2.89% Home from Home - Second Home 3 year discount [D172] | 2.89% variable, but which will not go below a floor of 2.89% during this period. | 5.39% variable | 4.5% APRC | 80% including fees | none | £1195 | |
3.59% Home from Home - Second Home fixed to 31/05/2025 [F817] | 3.59% fixed | 5.39% variable | 5.2% APRC | 80% including fees | none | £1195 |
Product Name | categories | Initial Rate | Changing to our SVR, currently | The overall cost for comparison is | Maximum LTV | Application Fee | Product Fee |
---|---|---|---|---|---|---|---|
2.89% Holiday Let 3 year discount [D173] | 2.89% variable, but which will not go below a floor of 2.89% during this period. | 6.14% variable | 5.2% APRC | 75% including fees | none | £1195 | |
3.59% Holiday Let fixed rate to 31/05/2025 [F823] | 3.59% fixed | 6.14% variable | 5.8% APRC | 75% including fees | none | £1195 |
Product Name | categories | Initial Rate | Changing to our SVR, currently | The overall cost for comparison is | Maximum LTV | Application Fee | Product Fee |
---|---|---|---|---|---|---|---|
3.29% CARE 3 year discount [D166] | 3.29% variable | 5.39% variable | 4.7% APRC | 90% including fees | none | £999 | |
3.79% CARE fixed rate to 31 May 2025 [F818] | 3.79% fixed | 5.39% variable | 5.2% APRC | 90% including fees | none | £999 |
Product Name | categories | Initial Rate | Changing to our SVR, currently | The overall cost for comparison is | Maximum LTV | Application Fee | Product Fee |
---|---|---|---|---|---|---|---|
5.65% Self-Build Advance No Product Fee & ERC Free 2 year variable [SB56] | 5.65% variable | 5.39% variable | 5.7% APRC | 80% including fees | none | none | |
4.99% Self Build Advance - 2 year discount [SB52] | 4.99% variable | 5.39% variable | 5.7% APRC | 80% including fees | none | £1499 | |
3.84% Self Build Arrears - 2 year discount up to £750,000 [SB53] | 3.84% variable | 5.39% variable | 5.3% APRC | 80% including fees | none | £1499 | |
Self-Build Arrears Short Term & ERC Free 3 year variable [SB50] | 6.00% variable | 5.39% variable | 7.6% APRC | 80% including fees | none | 2.5% of loan, payable before completion | |
4.99% Self Build Arrears - 2 year discount £750,001 to £1,000,000 [SB54] | 4.99% variable | 5.39% variable | 5.6% APRC | 80% including fees | none | 1% of the loan value | |
Self-Build Advance Short Term & ERC Free 3 year variable [SB51] | 6.00% variable | 5.39% variable | 7.6% APRC | 80% including fees | none | 2.5% of loan, payable before completion | |
4.49% Self-Build Advance ERC Free 2 year discount [SB55] | 4.49% variable | 5.39% variable | 5.5% APRC | 80% including fees | none | £1499 |
Product Name | categories | Initial Rate | Changing to our SVR, currently | The overall cost for comparison is | Maximum LTV | Application Fee | Product Fee |
---|---|---|---|---|---|---|---|
3.99% Mortgage Prisoner fixed rate to 31 May 2025 [MP05] | 3.99% fixed | 5.39% variable | 5.2% APRC | 60% including fees | none | none |
Product Name | categories | Initial Rate | Changing to our SVR, currently | The overall cost for comparison is | Maximum LTV | Application Fee | Product Fee |
---|---|---|---|---|---|---|---|
2.35% Local Prime 3 year discount [D167] | 2.35% variable, but which will not go below a floor of 2.35% during this period. | 5.39% variable | 4.1% APRC | 80% including fees | none | £499 |
Product Name | categories | Initial Rate | Changing to our SVR, currently | The overall cost for comparison is | Maximum LTV | Application Fee | Product Fee |
---|---|---|---|---|---|---|---|
2.35% Member Prime 3 year discount [D170] | 2.35% variable, but which will not go below a floor of 2.35% during this period. | 5.39% variable | 4.2% APRC | 80% including fees | none | £999 |