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All Mortgages

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All Mortgages

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Prime Purchase and Remortgage

Product Name categories Initial Rate Changing to our SVR, currently The overall cost for comparison is Maximum LTV Application Fee Product Fee
3.89% Prime fixed rate to 31 May 2025 [F821] 3.89% fixed 5.39% variable 5.3% APRC 90% including fees none £999
2.49% Prime 3 year Discount [D171] 2.49% variable, but which will not go below a floor of 2.49% during this period. 5.39% variable 4.3% APRC 80% including fees none £999
3.09% Prime fixed rate to 31/05/2025 [F816] 3.09% fixed 5.39% variable 5.1% APRC 80% including fees none £999
5.39% Standard Variable Rate [SVR5] 5.39% variable 5.39% variable 5.8% APRC 80% including fees £150 1% of the loan

Bucks Solutions - non-standard credit & impaired credit

Product Name categories Initial Rate Changing to our SVR, currently The overall cost for comparison is Maximum LTV Application Fee Product Fee
3.69% Bucks Solutions 1 Non Standard fixed rate to 31 May 2024 [F832] 3.69% fixed 5.39% variable 5.2% APRC 80% including fees none £999
3.19% Bucks Solutions 1 Non Standard 2 year discount - physical valuation [D164] 3.19% variable 5.39% variable 5.1% APRC 80% including fees none £999
3.89% Bucks Solutions 2 Fixed to 31/05/2024 [F833] 3.89% fixed 5.39% variable 5.3% APRC 70% including fees none £999
3.49% Bucks Solutions 2 - 2 Year Discount [D165] 3.49% variable 5.39% variable 5.2% APRC 70% including fees none £999
4.45% Bucks Solutions Impaired Credit fixed rate to 31 May 2025 [IC16] 4.45% fixed 5.39% variable 5.3% APRC 60% including fees none £999
4.09% Bucks Solutions Impaired Credit 3 year discount [IC17] 4.09% variable 5.39% variable 5.2% APRC 60% including fees none £999

Later Life Lending

Product Name categories Initial Rate Changing to our SVR, currently The overall cost for comparison is Maximum LTV Application Fee Product Fee
3.19% Retirement fixed rate to 31/05/2027 [RE32] 3.19% fixed 5.39% variable 4.7% APRC 75% including fees
Up to 70% LTV if applicant is already retired at the start of the term
none £999
2.39% Retirement 3 year discount [RE33] 2.39% variable, but which will not go below a floor of 2.39% during this period. 5.39% variable 4.0% APRC 75% including fees
Up to 70% LTV if applicant is already retired at the start of the term
none £999
2.49% Retirement Interest Only 5 year discount [RI11] 2.49% variable, but which will not go below a floor of 2.49% during this period. 5.39% variable 4.8% APRC 60% including fees none £999

First Time Buyer - up to 95% LTV

Product Name categories Initial Rate Changing to our SVR, currently The overall cost for comparison is Maximum LTV Application Fee Product Fee
3.79% Local First Time Buyer fixed rate to 31/05/2025 [FF28] 3.79% fixed 5.39% variable 5.2% APRC 95% including fees none £350
3.79% Members First Time Buyer fixed rate to 31/05/2025 [FF29] 3.79% fixed 5.39% variable 5.2% APRC 95% including fees none £350
3.85% First Time Buyer fixed rate to 31/05/2027 [FF26] 3.85% fixed 5.39% variable 5.0% APRC 95% including fees none £350

Shared Ownership

Product Name categories Initial Rate Changing to our SVR, currently The overall cost for comparison is Maximum LTV Application Fee Product Fee
3.45% Shared Ownership fixed to 31 May 2024 [FS34] 3.45% fixed 5.39% variable 5.3% APRC 95% LTS including fees none £350

Family Assist

Product Name categories Initial Rate Changing to our SVR, currently The overall cost for comparison is Maximum LTV Application Fee Product Fee
2.99% Family Assist 3 year discount - dual physical valuations [FA41] 2.99% variable, but which will not go below a floor of 2.99% during this period. 5.39% variable 4.6% APRC 100% on applicants property purchase (overall 80% LTV with parents property equity) including fees none £850
2.99% Family Assist 3 year discount - parental AVM option [FA42] 2.99% variable, but which will not go below a floor of 2.99% during this period. 5.39% variable 4.6% APRC 100% on applicants property purchase (overall 80% LTV with parents property equity) including fees none £850
3.59% Family Assist fixed rate to 31/05/2025 (dual physical valuation) [FA39] 3.59% fixed 5.39% variable 5.2% APRC 100% on applicants property purchase (overall 80% LTV with parents property equity) including fees none £850
3.59% Family Assist fixed rate to 31/05/2025 - parental AVM option [FA40] 3.59% fixed 5.39% variable 5.2% APRC 100% on applicants property purchase (overall 80% LTV with parents property equity) including fees none £850

Joint Borrower Sole Proprietor (JBSP)

Product Name categories Initial Rate Changing to our SVR, currently The overall cost for comparison is Maximum LTV Application Fee Product Fee
3.29% Reverse JBSP 3 year discount [D168] 3.29% variable 5.39% variable 4.5% APRC 90% including fees none £999
3.29% JBSP 3 year discount [D169] 3.29% variable 5.39% variable 4.5% APRC 90% including fees none £999
3.85% Reverse JBSP Fixed Rate to 31 May 2025 [F835] 3.85% fixed 5.39% variable 5.2% APRC 90% including fees none £999
3.85% JBSP Fixed Rate to 31 May 2025 [F834] 3.85% fixed 5.39% variable 5.2% APRC 90% including fees none £999

Buy to Let & Ex-Pat BTL

Product Name categories Initial Rate Changing to our SVR, currently The overall cost for comparison is Maximum LTV Application Fee Product Fee
3.39% Buy to Let Bucks Solutions 1, 3 year discount [BL85] 3.39% variable 6.14% variable 5.5% APRC 75% including fees none £1195
3.99% Buy to Let Bucks Solutions 1, 3 year fixed rate to 31/05/2025 [BL86] 3.99% fixed 6.14% variable 5.9% APRC 75% including fees none £1195
3.35% Buy to Let fixed rate until 31 May 2025 [BL89] 3.35% fixed 6.14% variable 5.8% APRC 75% including fees none £1195
2.49% Buy to Let 3 year discount [BL88] 2.49% variable, but which will not go below a floor of 2.49% during this period. 6.14% variable 5.2% APRC 75% including fees none £1,195
3.45% Ex-Pat Buy to Let 2 year discount [EX09] 3.45% variable 6.14% variable 6.0% APRC 75% including fees none £1195

Home from Home

Product Name categories Initial Rate Changing to our SVR, currently The overall cost for comparison is Maximum LTV Application Fee Product Fee
2.89% Home from Home - Second Home 3 year discount [D172] 2.89% variable, but which will not go below a floor of 2.89% during this period. 5.39% variable 4.5% APRC 80% including fees none £1195
3.59% Home from Home - Second Home fixed to 31/05/2025 [F817] 3.59% fixed 5.39% variable 5.2% APRC 80% including fees none £1195

Holiday Let

Product Name categories Initial Rate Changing to our SVR, currently The overall cost for comparison is Maximum LTV Application Fee Product Fee
2.89% Holiday Let 3 year discount [D173] 2.89% variable, but which will not go below a floor of 2.89% during this period. 6.14% variable 5.2% APRC 75% including fees none £1195
3.59% Holiday Let fixed rate to 31/05/2025 [F823] 3.59% fixed 6.14% variable 5.8% APRC 75% including fees none £1195

CARE for NHS & Emergency Service Workers

Product Name categories Initial Rate Changing to our SVR, currently The overall cost for comparison is Maximum LTV Application Fee Product Fee
3.29% CARE 3 year discount [D166] 3.29% variable 5.39% variable 4.7% APRC 90% including fees none £999
3.79% CARE fixed rate to 31 May 2025 [F818] 3.79% fixed 5.39% variable 5.2% APRC 90% including fees none £999

Self Build and Custom Build

Product Name categories Initial Rate Changing to our SVR, currently The overall cost for comparison is Maximum LTV Application Fee Product Fee
5.65% Self-Build Advance No Product Fee & ERC Free 2 year variable [SB56] 5.65% variable 5.39% variable 5.7% APRC 80% including fees none none
4.99% Self Build Advance - 2 year discount [SB52] 4.99% variable 5.39% variable 5.7% APRC 80% including fees none £1499
3.84% Self Build Arrears - 2 year discount up to £750,000 [SB53] 3.84% variable 5.39% variable 5.3% APRC 80% including fees none £1499
Self-Build Arrears Short Term & ERC Free 3 year variable [SB50] 6.00% variable 5.39% variable 7.6% APRC 80% including fees none 2.5% of loan, payable before completion
4.99% Self Build Arrears - 2 year discount £750,001 to £1,000,000 [SB54] 4.99% variable 5.39% variable 5.6% APRC 80% including fees none 1% of the loan value
Self-Build Advance Short Term & ERC Free 3 year variable [SB51] 6.00% variable 5.39% variable 7.6% APRC 80% including fees none 2.5% of loan, payable before completion
4.49% Self-Build Advance ERC Free 2 year discount [SB55] 4.49% variable 5.39% variable 5.5% APRC 80% including fees none £1499

Mortgage Prisoner Remortgage

Product Name categories Initial Rate Changing to our SVR, currently The overall cost for comparison is Maximum LTV Application Fee Product Fee
3.99% Mortgage Prisoner fixed rate to 31 May 2025 [MP05] 3.99% fixed 5.39% variable 5.2% APRC 60% including fees none none

Local (Buckinghamshire Properties)

Product Name categories Initial Rate Changing to our SVR, currently The overall cost for comparison is Maximum LTV Application Fee Product Fee
2.35% Local Prime 3 year discount [D167] 2.35% variable, but which will not go below a floor of 2.35% during this period. 5.39% variable 4.1% APRC 80% including fees none £499

BBS Member exclusives

Product Name categories Initial Rate Changing to our SVR, currently The overall cost for comparison is Maximum LTV Application Fee Product Fee
2.35% Member Prime 3 year discount [D170] 2.35% variable, but which will not go below a floor of 2.35% during this period. 5.39% variable 4.2% APRC 80% including fees none £999