Other charges may be made in respect of mortgage services. See our Fees Guide for details.
This product accepts our Non Standard Bucks Solutions 1 credit criteria click here for details
Early Repayment Charges as detailed below are payable on any lump sum or full redemption repaid over 10% of the capital balance.
During the early repayment charge period lump sum overpayments up to 10% of the capital balance per annum may be made without attracting an early repayment charge. Should the total of lump sum overpayments exceed 10% within this period, the excess will attract an early repayment charge.
Once the early repayment charge period has ended overpayments can be made at any time.
If an overpayment of £500 or more is made, we will recalculate the monthly payment the following month.
Please note that a full DIP will be required to submit an application on this product and the rental must fit on the affordability calculator below.
BTL affordability calculator and assessment form
If your columns are red then please contact us as other product options may be available. Minimum income £25,000.
This mortgage is available on a capital and interest repayment basis or interest only with a suitable repayment vehicle. Payments must be made monthly by direct debit.
The minimum age is 21 for all applicants. There is no maximum age. Cases are considered on individual circumstances.
Minimum loan size £50,000.
Maximum loan size £500,000 up to 75% LTV
The maximum mortgage term is 40 years dependent on individual circumstances.
This product is not portable.
All BTL properties being mortgaged to the Society require an EPC rating of between A and E. The Society will not lend on properties with an EPC rating of F and G.
Interest is calculated daily on the balance outstanding and added to the account the following month.
Other charges may be made in respect of mortgage services. See our Fees Guide for details.
This product accepts our Non Standard Bucks Solutions 1 credit criteria click here for details
Early Repayment Charges as detailed below are payable on any lump sum or full redemption repaid over 10% of the capital balance.
During the early repayment charge period lump sum overpayments up to 10% of the capital balance per annum may be made without attracting an early repayment charge. Should the total of lump sum overpayments exceed 10% within this period, the excess will attract an early repayment charge.
Once the early repayment charge period has ended overpayments can be made at any time.
If an overpayment of £500 or more is made, we will recalculate the monthly payment the following month.
Please note that a full DIP will be required to submit an application on this product and the rental must fit on the affordability calculator below.
BTL affordability calculator and assessment form
If your columns are red then please contact us as other product options may be available. Minimum income £25,000.
This mortgage is available on a capital and interest repayment basis or interest only with a suitable repayment vehicle. Payments must be made monthly by direct debit.
The minimum age is 21 for all applicants. There is no maximum age. Cases are considered on individual circumstances.
Minimum loan size £50,000.
Maximum loan size £500,000 up to 75% LTV
The maximum mortgage term is 40 years dependent on individual circumstances.
This product is not portable.
All BTL properties being mortgaged to the Society require an EPC rating of between A and E. The Society will not lend on properties with an EPC rating of F and G.
Interest is calculated daily on the balance outstanding and added to the account the following month.
Other charges may be made in respect of mortgage services. See our Fees Guide for details.
This product accepts our standard credit criteria click here for details
Early Repayment Charges as detailed below are payable on any lump sum or full redemption repaid over 10% of the capital balance.
During the early repayment charge period lump sum overpayments up to 10% of the capital balance per annum may be made without attracting an early repayment charge. Should the total of lump sum overpayments exceed 10% within this period, the excess will attract an early repayment charge.
Once the early repayment charge period has ended overpayments can be made at any time.
If an overpayment of £500 or more is made, we will recalculate the monthly payment the following month.
Enter the client's details into the affordability calculator and assessment below.
BTL affordability calculator and assesment form
BTL limited company calculator and assessment form
If your columns are red then please contact us as other product options may be available. Minimum income £25,000.
This mortgage is available on a capital and interest repayment basis or interest only with a suitable repayment vehicle. Payments must be made monthly by direct debit.
The minimum age is 21 for all applicants. There is no maximum age. Earned income considered up to age 75. Cases are considered on individual circumstances.
Minimum loan size £25,000.
Maximum loan size £750,000.
The maximum mortgage term is 40 years dependent on individual circumstances.
This product is not portable.
All BTL properties being mortgaged to the Society require an EPC rating of between A and E. The Society will not lend on properties with an EPC rating of F and G.
Interest is calculated daily on the balance outstanding and added to the account the following month.
Other charges may be made in respect of mortgage services. See our Fees Guide for details.
This product accepts our standard credit criteria click here for details
Early Repayment Charges as detailed below are payable on any lump sum or full redemption repaid over 10% of the capital balance.
During the early repayment charge period lump sum overpayments up to 10% of the capital balance per annum may be made without attracting an early repayment charge. Should the total of lump sum overpayments exceed 10% within this period, the excess will attract an early repayment charge.
Once the early repayment charge period has ended overpayments can be made at any time.
If an overpayment of £500 or more is made, we will recalculate the monthly payment the following month.
Enter the client's details into the affordability calculator and assessment below.
BTL affordability calculator and assessment form
BTL limited company affordability calculator and assessment form
If your columns are red then please contact us as other product options may be available. Minimum income £25,000.
This mortgage is available on a capital and interest repayment basis or interest only with a suitable repayment vehicle. Payments must be made monthly by direct debit.
The minimum age is 21 for all applicants. There is no maximum age. Earned income considered up to age 75. Cases are considered on individual circumstances.
Minimum loan size £25,000.
Maximum loan size £750,000 up to 75% LTV
The maximum mortgage term is 40 years dependent on individual circumstances.
This product is not portable.
All BTL properties being mortgaged to the Society require an EPC rating of between A and E. The Society will not lend on properties with an EPC rating of F and G.
Interest is calculated daily on the balance outstanding and added to the account the following month.
Other charges may be made in respect of mortgage services. See our Fees Guide for details.
This product accepts our standard credit criteria click here for details
Middle East
United Arab Emirates, Jordan and Qatar
Americas
Bahamas, Barbados, Canada, Chile, Costa Rica, Dominica, Grenada, Saint Lucia, Saint Vincent & Grenadines, Uruguay and USA.
Asia
Bhutan, Brunei, Japan, Malaysia, Singapore, South Korea and Taiwan.
Australasia
Australia and New Zealand.
Africa
Botswana, Cape Verde, Lesotho, Mauritius, Namibia, Rwanda, Sao Tome & Principe, Senegal, Seychelles and South Africa.
For any other country, please contact us.
Early Repayment Charges as detailed below are payable on any lump sum or full redemption repaid over 10% of the capital balance.
2.00% in year 1
1.00% in year 2
During the early repayment charge period lump sum overpayments up to 10% of the capital balance per annum may be made without attracting an early repayment charge. Should the total of lump sum overpayments exceed 10% within this period, the excess will attract an early repayment charge.
Once the early repayment charge period has ended overpayments can be made at any time.
If an overpayment of £500 or more is made, we will recalculate the monthly payment the following month.
Enter the client's details into the affordability calculator and assessment below.
Ex-Pat BTL affordability calculator and assessment form
If your columns are red then please contact us as other product options may be available. Minimum income £25,000.
This mortgage is available on a capital and interest repayment basis or interest only with a suitable repayment vehicle.
Payments must be made monthly by direct debit from a UK Bank account and paid to the Society in sterling only.
The minimum age is 21 for all applicants. There is no maximum age. Earned income considered up to age 75. Cases are considered on individual circumstances.
Minimum loan size £50,000.
Maximum loan size £500,000.
The maximum mortgage term is 40 years dependent on individual circumstances.
All BTL properties being mortgaged to the Society require an EPC rating of between A and E. The Society will not lend on properties with an EPC rating of F and G.
This product is not portable.
Interest is calculated daily on the balance outstanding and added to the account the following month.