This product is available for next time movers only.
Please note there is a maximum of 2 applicants allowed.
This product is not suitable for JBSP or Reverse JBSP lending scenarios.
5.59% variable
7.94% variable
7.5% APRC
95% including fees
None
£999
Charges will apply to any lump sum or full redemption paid over 10% of the capital balance:
2% in the first year
1% in the second year
A mortgage loan of £174,500.00 payable over 11 years, initially on a discount of 2.35% from our Standard Variable Rate, currently 7.94%, giving a pay rate of 5.59% for 2 years and then on our Standard Variable Rate, currently 7.94%, for the remaining period would require 24 payments of £1,772.78 and 108 payments of £1,950.55.
The total amount payable would be £254,818.12 made up of the loan amount plus interest of (£78,706.12) plus product fee of £999, funds transfer fee of £25, a valuation fee of £340, legal fees to your solicitor of £148, and exit fee of £100.
The overall cost for comparison is 7.5% APRC representative.
Valuation fees and solicitor fees may be payable
Other charges may be made in respect of mortgage services
See our fees guide for more details
Early Repayment Charges as detailed below are payable on any lump sum or full redemption repaid over 10% of the capital balance.
2% in the first year
1% in the second year
This product accepts our standard credit criteria click here for details
During the early repayment charge period lump sum overpayments up to 10% of the capital balance per annum may be made without attracting an early repayment charge. Should the total of lump sum overpayments exceed 10% within this period, the excess will attract an early repayment charge.
Once the early repayment charge period has ended overpayments can be made at any time.
If an overpayment of £500 or more is made, we will recalculate the monthly payment the following month.
This mortgage is available on capital and interest repayment up to 90% LTV or part and part up to a maximum of 75% LTV on interest only with a suitable repayment vehicle. Payments must be made monthly by direct debit.
The minimum age is 18 for all applicants.
There is no maximum age. Cases are considered on individual circumstances.
Minimum loan size £50,000
Maximum loan size £500,000
The maximum mortgage term is 40 years dependent on individual circumstances.
This product is portable, meaning that if the applicant moves home they can take it with them, subject to our lending criteria at the time.
Interest is calculated daily on the balance outstanding and added to the account the following month.
This product is available for next time movers only.
Please note there is a maximum of 2 applicants allowed.
This product is not suitable for JBSP or Reverse JBSP lending scenarios.
5.59% variable
7.94% variable
7.5% APRC
95% including fees
None
£999
Charges will apply to any lump sum or full redemption paid over 10% of the capital balance:
2% in the first year
1% in the second year
A mortgage loan of £174,500.00 payable over 11 years, initially on a discount of 2.35% from our Standard Variable Rate, currently 7.94%, giving a pay rate of 5.59% for 2 years and then on our Standard Variable Rate, currently 7.94%, for the remaining period would require 24 payments of £1,772.78 and 108 payments of £1,950.55.
The total amount payable would be £254,818.12 made up of the loan amount plus interest of (£78,706.12) plus product fee of £999, funds transfer fee of £25, a valuation fee of £340, legal fees to your solicitor of £148, and exit fee of £100.
The overall cost for comparison is 7.5% APRC representative.
Valuation fees and solicitor fees may be payable
Other charges may be made in respect of mortgage services
See our fees guide for more details
Early Repayment Charges as detailed below are payable on any lump sum or full redemption repaid over 10% of the capital balance.
2% in the first year
1% in the second year
This product accepts our standard credit criteria click here for details
During the early repayment charge period lump sum overpayments up to 10% of the capital balance per annum may be made without attracting an early repayment charge. Should the total of lump sum overpayments exceed 10% within this period, the excess will attract an early repayment charge.
Once the early repayment charge period has ended overpayments can be made at any time.
If an overpayment of £500 or more is made, we will recalculate the monthly payment the following month.
This mortgage is available on capital and interest repayment up to 90% LTV or part and part up to a maximum of 75% LTV on interest only with a suitable repayment vehicle. Payments must be made monthly by direct debit.
The minimum age is 18 for all applicants.
There is no maximum age. Cases are considered on individual circumstances.
Minimum loan size £50,000
Maximum loan size £500,000
The maximum mortgage term is 40 years dependent on individual circumstances.
This product is portable, meaning that if the applicant moves home they can take it with them, subject to our lending criteria at the time.
Interest is calculated daily on the balance outstanding and added to the account the following month.