| Saving in a Cash ISA helps you make the most of your annual tax-free savings allowance by allowing you to earn interest without paying income tax on your savings. Each tax year, you can save up to the current ISA allowance across eligible ISA accounts, making Cash ISAs a popular choice for tax-efficient saving. |
| A Cash ISA works in a similar way to a standard savings account, but with the added benefit that the interest you earn is tax-free. This can be particularly valuable for savers who may exceed their Personal Savings Allowance or who want the certainty of knowing their returns won't be affected by tax. |
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Cash ISAs can be suitable for a range of saving goals, from building an emergency fund to setting money aside for the future. Depending on the account, you may be able to make regular deposits, add lump sums, or choose between easy access and fixed-rate options within your ISA allowance. |
| ISA applications must be submitted by midday Tuesday 31st March and funds received by 5pm Thursday 2nd April in order to be processed for the financial year ending 5th April 2026. Any applications that do not meet this deadline will be processed for the next financial year (6th April 2026 to 5th April 2027). |
Cash ISA
Saving in one of our Cash ISAs helps you make the most of your annual tax-free savings allowance.
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