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Fixed Rate Cash ISA Bond Issue 98 maturing on 30 November 2022

  • Tax-free savings account
  • Summary
  • Important InformationInfo
  • How to Apply
  • Account Name

    Fixed Rate Cash ISA Bond Issue 98 maturing on 30 November 2022
  • What is the interest rate?

    £100 + 1.35% Gross PA/AER
  • Can Buckinghamshire Building Society change the interest rate?

    No, interest is fixed for the term of the account.

  • What would be the estimated balance after 12 months based on a £1,000 deposit?

    The estimated balance after 12 months based on an initial deposit of £1000 would be £1,013.50

    This estimation assumes that £1000 is deposited on 1 January with no deposit or withdrawal transactions made and interest subsequently paid gross at 31 December.

    This projection is provided for illustrative purposes only and does not take into account your individual circumstances.

  • How do I open and manage my account? 

    • This is a limited edition Cash ISA bond which may be closed at any time, at which point further investments including annual subscriptions will not be permitted.
    • The minimum balance is £100 and you can save up to the annual ISA subscription limit of £20,000 for the current tax year (6 April 2019 to 5 April 2020).
    • You can add your annual subscription to your new Cash ISA provided you have not paid into another Cash ISA in the current tax year.
    • You may only pay into one Cash ISA per tax year.
    • The overall ISA subscription limit can be split in any way between a Cash ISA, an innovative finance ISA, a Lifetime ISA and a stocks and shares ISA.
    • We accept transfers from other providers into these Cash ISAs while the issue is still available.
    • We do not accept APS allowances for a deceased spouse into these accounts.
    • Accounts can be opened by UK resident individuals aged 16 and over in single names only.
    • The account can be opened in person or by post by cheque payable to the account holder or by bank transfer.
    • We do not open accounts for any individual who has a foreign tax residency, even though they may also hold UK tax resident status.
    • Please read and complete all sections of the application form.
    • Please contact us for a transfer form, or print one from our website, if you would like to transfer a Cash ISA from another provider.
    • Send your completed documentation and copy of identification documents to us.
    • Once we have opened the account, you can also register to check your account online. Simply go to the mybbs tab on our website and follow the instructions.
  • Additional Information 

    •  Upon opening one of these accounts you will automatically become a member and be bound by the Society’s Rules, a copy of which is available on request.
    • If you require a third party to operate this account on your behalf a Power of Attorney must be in place.
    • In order to keep your money safe from fraud, we will use a Financial Conduct Authority approved electronic system to verify your identity. We also require a photocopy of your identification documents (this does not need to be certified). Our identification leaflet lists the documents we accept. Please do not send originals of important documents such as your passport or driving licence through the post as they could be lost.


You should read this information carefully in conjunction with our Cash ISA Terms and Conditions and our General Savings Terms and Conditions to ensure you understand them.

Upon opening one of these accounts you will automatically become a member and be bound by the Society’s Rules, a copy of which is available on request.

The Society operates a 14 day cancellation period, so if you change your mind about opening an account you will receive back all your original capital plus any interest accrued.

Accounts cannot be operated by a third party unless a Power of Attorney is in place.

To Open an Account

Download and complete the application form and return it to us by post or to the branch.

If you are transferring from another provider, please also complete the ISA transfer form.

Financial Services Compensation Scheme (FSCS)

You must read the Information Sheet which gives all the details of the FSCS and how you are covered.

The FSCS is the UK's statutory fund of last resort for customers of financial services firms. This means that the FSCS can pay compensation to consumers if a financial services firm is unable, or likely to be unable, to pay claims against it. The FSCS is an independent body, set up under the Financial Services & Markets Act 2000 (FSMA). 

Verifying your Identity

In order to help you to keep your money safe from fraud we verify the identity of all customers opening a new savings account with the Society. Click here to see the list of required ID documents.