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Triple Access Saver

  • 3 withdrawals a year
  • No notice is needed for taking your money out
  • Save from £100 to £500,000
  • Summary
  • Important InformationInfo
  • How to Apply
  • Account Name

    Triple Access Saver
  • What is the interest rate?

    £100 + 0.65% Gross PA/AER

    If the balance falls below £100, a variable rate of 0.10% Gross / AER will be paid. Interest is calculated daily and paid annually at 31 December into this account or a nominated account as stated on your application form.

  • Can Buckinghamshire Building Society change the interest rate?

    Yes, interest rates are variable and we can change them at any time. Any changes will be made in accordance with Section 8 of our General Terms and Conditions which sets out when we can vary the interest rate and how and when we will notify you.

  • What would be the estimated balance after 12 months based on a deposit of £1,000?

    The estimated balance after 12 months based on an initial deposit of £1,000 would be £1,006.50.

    This estimation assumes that £1,000 is deposited on 1 January with no deposit or withdrawal transactions made and interest subsequently paid gross at 31 December.

    This projection is provided for illustrative purposes only and does not take into account the individual circumstances.

  • How do I open and manage my account?

    • You can open an account with a minimum of £100 and save up to £500,000.
    • The account can be opened in person or by post.
    • Once we have opened the account, you can also register to check your account online or request a funds transfer in line with the terms and conditions of your account. Simply go to the mybbs tab on our website and follow the instructions.
    • You can make a cash deposit by visiting the branch, send a cheque made payable to the account holder or make a bank transfer.
    • Accounts can be opened in single or joint names.
    • We do allow a child over the age of 7 to open an account provided they do so in their own name.
    • You must be resident in the UK.
    • We do not open accounts for any individual who has a foreign tax residency, even though they may also hold UK tax resident status.
  • Can I withdraw money?

    • Three withdrawals are allowed between 1 January and 31 December each year without notice or penalty, after which no further withdrawals are permitted until the following year.
    • A fourth withdrawal within a calendar year will result in the automatic closure of the account.
    • Withdrawals can be made in cash at our branch, or by cheque or bank transfer to your nominated bank account by writing to us and sending us your passbook, or by making a request online through mybbs.
    • Cash withdrawals are subject to a daily limit of £500 and £3,000 on 3 days notice. Faster payment transfers are limited to £100,000 and must be paid into a nominated account in your name.
  • Additional Information

    • Gross Rate is the contractual rate of interest payable before the deduction of income tax at the rate at the rate specified by law. We will pay interest at the gross rate. It is your responsibility to declare any interest you earn to HMRC. The Society also has a legal obligation to supply HMRC with particulars of interest paid.
    • Basic rate taxpayers can earn up to £1,000 interest on savings tax free. Higher rate taxpayers can earn up to £500 interest on savings tax free. Additional rate taxpayers will pay tax on all savings interest earned.
    • AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
    • We have no current plans to withdraw this product although it can be withdrawn without notice.

You should read this information carefully in conjunction with our General Savings Terms and Conditions to ensure you understand them.

Upon opening one of these accounts you will automatically become a member and be bound by the Society's Rules, a copy of which is available on request.

The Society operates a 14 day cancellation period, so if you change your mind about opening an account you will receive back all your original capital plus any interest accrued.

If you require a third party to operate this account on your behalf, a Power of Attorney should be in place.

To Open an Account

Download and complete the application form and return it to us by post or to the branch.

Financial Services Compensation Scheme

You must read the Information Sheet which gives all the details of the FSCS and how you are covered.

The FSCS is the UK's statutory fund of last resort for customers of financial services firms. This means that the FSCS can pay compensation to consumers if a financial services firm is unable, or likely to be unable, to pay claims against it. The FSCS is an independent body, set up under the Financial Services & Markets Act 2000 (FSMA).

Verifying your Identity

In order to help you to keep your money safe from fraud we verify the identity of all customers opening a new savings account with the Society. Click here to see the list of required ID documents.