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About Buckinghamshire Building Society

We have been providing a home for your money

& money for your home since 1907.

We are an award winning, mutually owned independent Building Society, located in the village of Chalfont St Giles, Buckinghamshire. 

The Society offers a wide range of savings accounts & specialist mortgage products to customers throughout England & Wales, through intermediaries.

Our motto of 'Doing the right thing' demonstrates our commitment to our members, local community and staff.

To find out more about us, our history and our vision, see below...


Based in the small village of Chalfont St Giles, Buckinghamshire Building Society is a Mutual Society and as such is owned by its members. In common with all mutual societies, the Society has no shareholders to pay, so the emphasis is firmly on providing a traditional service and value to existing and new members. Founded in 1907 by a group of local businessmen it was originally called the Chalfont & District Permanent Building Society, and it was renamed the Buckinghamshire Building Society in 1961.

Our services have not fundamentally changed since our beginnings in 1907 - we offer a range of uncomplicated savings accounts as well as "tailor made" mortgage products to suit the individual needs of our borrowers through intermediaries.

Our Vision & Purpose

The fundamental purpose of the Society is to help people achieve financial security by providing a safe home for their savings and helping them to buy a home of their own, at whatever stage of their life, particularly where the complexity of their circumstances requires a bespoke approach.

Our vision is to maintain and build a members’ Society, fit for purpose to valuably serve our members (present and future) and thereby prosper in a challenging future.

What does it mean to be a member of Buckinghamshire Building Society?

Mutuality is a word you hear a lot in relation to building societies. It means that we are owned by our Members – you, our customer, and not by external shareholders. This means that you, as a Member, have the right to vote at our AGM and therefore have a say in how the society is run. As there are no dividends to pay to external shareholders, our profits are used to improve our business and therefore our service to you. We are also active supporters of the local community around Buckinghamshire.

You become an individual shareholder when you open a savings account or take out a mortgage with us and are eligible to vote at our AGM if you are 18 years old or older, if you are a saver and have £100 or more in your savings account.

All our Members are equal, no matter how much money you have with us. If you are a voting Member, you have one vote.

Here to Help Fund

In 2021, we launched the Here To Help Fund to support local charities and non profit organisations across Buckinghamshire.

We donated £75,000 in total, split between 10 local charities that need support at this time. The Large Award of £36,500 was donated to Youth Concern.

More details about the fund can be found here.

Annual General Meeting 2022

Our 115th Annual General Meeting took place on 20th April 2022 and after two years of closed door AGM events, it was our pleasure to welcome our members in person once again. The AGM was held at Kings Chapel in Amersham.

In addition to our members and Society staff, we also welcomed our friends at Heart of Bucks, our charity partner, as well as Restore Hope, a charity chosen by our members to receive our AGM donation this year.  We were delighted to present Restore Hope with a cheque for £7,000.

Buckinghamshire Building Society had a very strong 2021 with pre-tax profits rising to £1.8m during 2021, and net mortgages growing by 12%. Our 2021 Annual Report and Accounts as well as our 2021 Annual Business Review are available on the Corporate Information page on our website. 

Latest News

To find out more about all our latest news, please click here. 


If at any time you have cause for complaint you can raise it with us in person, by phone, by email or by post. Read our full procedure here.